Capital Realty
Real Estate Investment
Prices from official statistics, reviews of all six districts, mortgages and taxes under the 2026 rules — with links to sources.
Changes are month on month. Sources: BNS, National Bank of Kazakhstan. Price index
Calculate the return on a real estate investment
Examples: price per m² by class — Homsters (October 2026); resale and rent of KZT 6,352 per m² per month — BNS (October 2026). Enter the rate, costs and price growth for your own property.
Fill in the parameters and click "Calculate returns"
Median resale apartment prices across six districts (Krisha.kz) and the price per square meter trend (BNS)
Median asking prices from Krisha.kz listings as of November 4, 2026 (three-room — November 5; calculated by Capital Realty) and the average one-room new-build price per Homsters (October 2026).
| District | Bank | 1-room, listings median | 2-room, listings median | 3-room, listings median | 1-room, new build | Review |
|---|---|---|---|---|---|---|
| Yesil | Left bank | KZT 28.0m | KZT 41.5m | KZT 64.8m | KZT 27.00m | Review → |
| Nura | Left bank | KZT 25.0m | KZT 36.0m | KZT 54.7m | KZT 29.94m | Review → |
| Sarayshyk | Right bank | KZT 23.4m | KZT 32.5m | KZT 53.0m | KZT 22.00m | Review → |
| Almaty | Right bank | KZT 22.0m | KZT 30.0m | KZT 44.5m | KZT 18.69m | Review → |
| Baikonur | Right bank | KZT 20.6m | KZT 30.0m | KZT 41.0m | KZT 17.38m | Review → |
| Saryarka | Right bank | KZT 19.5m | KZT 27.0m | KZT 39.8m | KZT 23.16m | Review → |
Average one-room new-build prices are from Homsters for October 2026. More in the Astana price index.
Median prices and what buyers should know
Astana has six districts: Almaty, Baikonur, Yesil, Nura, Sarayshyk and Saryarka — Sarayshyk was split from Almaty district in 2025. All districts compared: "Astana Districts 2026"; the difference between the banks: "Astana's Left and Right Banks".
Program terms and tax rules to consider before buying
7%, down payment from 20%, up to 25 years — only new completed housing from developers and only for people without housing for 18 months.
Quarterly tranchesFor women aged 18–65 with an Otbasy Bank deposit: 14.8% on the bridge loan, falling to 5% after saving 50%.
Since August 31, 20267% or 9%, down payment from 10% for completed housing; in 2026 applications were accepted on March 10–31.
Application windowsThe effective-rate cap is 25% until the end of 2026 and 20% from 2027 with a 30%+ down payment.
InformationTax-free after 2 years of ownership (housing bought from 2026) or 3 years under a shared construction agreement; otherwise 10% / 15% income tax.
Self-employed — 4% social payments, form 270.00 — 10%, sole proprietor on the simplified declaration in Astana — 3%.
From 0.05% of the assessed value on a progressive scale, due by October 1.
Articles updated with September 2026 data
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Read articleAnswers to the main questions of buyers and investors in Astana
According to the BNS, in October 2026 the average price per square meter in Astana was KZT 746,490 for new builds and KZT 742,709 on the resale market. New-build prices depend on class: per Homsters (October 2026), economy class is about KZT 393,950 per m², comfort KZT 520,281, business KZT 722,246 and premium about KZT 1.18 million. District prices are in the Astana price index.
A 36 m² one-room economy-class new build costs about KZT 14.2 million (Homsters, October 2026), and the median one-room price in sale listings ranges from KZT 19.5 million in Saryarka to KZT 28.0 million in Yesil (Krisha.kz, November 2026). Subsidized programs do not fit buying a second apartment: they require having no housing. Step by step: our investor guide.
By BNS averages the gross yield is about 9–10% a year: 9.3% on June data and 9.9% on August data, at the seasonal rent peak. The net yield after vacancies, costs and taxes is lower. How to calculate it: "Rental Business in Astana".
Divide the annual rent by the purchase price — that is the gross yield. For net yield subtract vacancies, owner costs and taxes; for total return add the change in the apartment's price. With a mortgage, include the loan payment: the calculator on this page shows cash flow and the payback period.
Six: Almaty, Baikonur, Yesil, Nura, Sarayshyk and Saryarka. Sarayshyk was split from Almaty district on January 29, 2025, and Nura was formed in 2022 from part of Yesil district. Districts compared: "Astana Districts 2026".
For housing bought from January 1, 2026 there is no tax after two years of ownership, and for an apartment under a shared construction agreement after three years from the agreement date; for purchases before 2026 the previous one-year rule applies. Otherwise a resident pays 10% on income up to 8,500 MCI and 15% on the excess. Examples: "Tax on Selling an Apartment".
"7-20-25" — 7%, down payment from 20%, up to 25 years, only new completed housing and only for people without housing for 18 months; "Nauryz" — 7% or 9% for people without housing for 5 years; "Otau" — for people on the housing waiting list; "Umai" — for women aged 18–65, with a second intake from November 3, 2026. The mortgage effective-rate cap is 25% until the end of 2026 and 20% from 2027 with a 30%+ down payment. Terms: "Subsidized Mortgages 2026".
Check for a Single Housing Construction Operator guarantee on homeportal.kz or an akimat permission to raise buyers' money, the history of completed projects and the type of agreement: only a shared construction agreement gives buyer rights, while "reservation" and "investment" agreements are signs of an illegal scheme. Checklist: "10 Mistakes When Buying an Apartment".
A foreigner can register housing in Kazakhstan in their own name only with a residence permit. The restriction does not apply to commercial premises. Process and taxes: "How a Foreigner Can Buy Property".
There are three options: the self-employed regime — 4% social payments on income up to 300 MCI a month when renting to individuals; form 270.00 — 10%; a sole proprietorship on the simplified declaration — 3% of income in Astana plus social payments.