Astana Real Estate Market: July 2026 in Review

Our monthly digest: what changed in the capital's housing market in July 2026 — based on official statistics and public sources.

Astana real estate market digest, July 2026
Astana real estate market digest, July 2026

Prices: BNS Data for June

Update, September 13, 2026. This issue has been reworked: editorial district price ranges and quarterly changes that were not tied to published statistics were replaced with BNS and Homsters data, and outdated mortgage information was corrected.

IndicatorMay 2026June 2026
Astana new builds, KZT/m²734,534739,033
Astana resale, KZT/m²725,713727,363
Astana rent, KZT/m² per month5,646

Source: BNS (via Tengrinews and Inform.kz).

In January–May 2026 new builds in the capital were 18.5% and resale 10.8% more expensive than in the same period a year earlier. Across Kazakhstan in June, new housing was up 14% year on year, resale 10.4% and rents 13.4%. District prices: the Astana price index.

New-build classPrice per m², July 2026
EconomyKZT 325,800
ComfortKZT 509,393
BusinessKZT 735,326
PremiumKZT 1,063,824

Source: Homsters.

Mortgages: a 20% Effective-Rate Cap From July 1

From July 1, 2026 the maximum annual effective rate on new mortgage loans was cut from 25% to 20%; loans issued earlier are not affected. Market mortgages remain expensive, and demand rests on state programs: according to the Association of Financiers of Kazakhstan, subsidized programs accounted for 85.1% of new lending in Q1 2026, with a weighted average rate on new loans of 10%.

Under "7-20-25" (7%, down payment from 20%, new completed housing only) money is released in quarterly tranches of KZT 25bn at the start of each quarter. All terms: "Subsidized Mortgages 2026"; payment calculations: "Mortgages in Astana 2026".

The LRT: Its First Months

The first LRT line has run since May 16, 2026: 22.4 km and 18 stations from the airport to Nurly Zhol station, KZT 200 per ride. In July there were no quantitative estimates of its price effect yet; later the National Bank published a study — its results are covered in "The LRT and Apartment Prices".

July Takeaways

  • Affordability is decided by subsidized rates. A market loan, even with the 20% cap, costs more than renting — compared in "Renting or a Mortgage".
  • Primary housing is rising faster than resale — factor this into your choice (analysis).
  • Before August owners should prepare apartments for the rental season, and tenants should start searching early.

What Happened Next

On August 1–18 one-room rents rose 9.1%, and the National Bank estimated the LRT effect — details in the August digest and the September digest.

Frequently Asked Questions

What did a square meter cost in Astana in June 2026?

According to the BNS, KZT 739,033 for new builds and KZT 727,363 on the resale market; rent was KZT 5,646 per m² per month.

What changed in mortgages on July 1, 2026?

The maximum annual effective rate on new mortgage loans was cut from 25% to 20%. Loans issued earlier are not affected.

What share of mortgages goes through subsidized programs?

According to the Association of Financiers of Kazakhstan, 85.1% of new lending in Q1 2026 (73.9% a year earlier).

Sources

  • Tengrinews, 09.06.2026: housing prices per BNS (May) (in Russian) — tengrinews.kz
  • Inform.kz, 09.07.2026: housing prices per BNS (June) (in Russian) — inform.kz
  • Homsters: Astana new-build market (July and August 2026 data) (in Russian) — info.homsters.kz
  • Krisha.kz: mortgage rate cap from July 1, 2026 (in Russian) — krisha.kz
  • Tengrinews, 15.06.2026: mortgage market in Q1 2026 (in Russian) — tengrinews.kz
  • Krisha.kz: "7-20-25" in 2026 (in Russian) — krisha.kz
  • Wikipedia: Astana Light Rail (in Russian) — ru.wikipedia.org

Capital Realty

An analytics team covering the Astana real estate market. Facts are checked against official sources — see our editorial policy.